Business Loan Alternative Program

Find out why 85% of our eligible customers renew

Our goal is to help small and mid-sized business owners by providing a simple and convenient alternative to a traditional business loan. Our business cash advance provides a real solution for business owners faced with the reality of disappearing sources of working capital. Traditional sources of capital, such as bank loans, home equity loans, and credit card loans, are no longer options for many businesses. Our service provides a flexible, hassle free solution for millions of small business owners that need access to immediate working capital and may not qualify for a business loan.

How it Works

We offer several different programs to fit your specific needs.

Our business cash advance converts your future Visa and MasterCard receivables into immediate cash that you can use for any business purpose. Repayments are based on a small fixed percentage of your future Visa and MasterCard receivables. Payments are automatically applied to your remaining balance until the balance is satisfied.

Unlike a business loan, our service is aligned with the success of your business: since repayments are linked to your Visa and MasterCard receivables, we don't get paid until you get paid, thus helping you manage the cash flow of your business, especially during slower months.

Benefits of a Business Cash Advance vs. a Business Loan

• No personal guarantees (Click for Details)
• No collateral pledge on your home or business
• No points
• No fixed payment schedule
• No coupons or checks to write
• No impact on your ability to qualify for other financing
• No business use restrictions on the funding
• No hassles - quick application & fast funding

Benefits of Choosing RapidAdvance

1. Deal Direct - Work directly with the funding source. Cut out the middle man and any extra fees or delays associated with a 3rd party broker.
2. Experienced - In 2008, RapidAdvance provided almost $200 million of small business financing in the United States, Canada, and the United Kingdom.
3. No Collateral Liens (UCC-1) Filed at Time of Funding - No restrictions on your ability to access additional financing. Many competitors file a UCC-1 at time of funding.
4. No Need to Switch Credit Card Processors - We offer multiple funding solutions through partnerships with the industry's best processors and through an alternative payment solution that gives you the flexibility to stay with your current processor.
5. More Money - RapidAdvance offers 3 different funding programs designed to maximize the amount of your business cash advance.
6. Respected - We are a trusted member of the Better Business Bureau (BBB).
7. Broader Funding Range - Our average business cash advance is $20,000 but we support requests from $3500 - $600,000.
8. Trusted - Over 85% of qualified merchants renew their advance with RapidAdvance.

To find out which program is best for you, simply Apply Now and receive your free, no obligation quote within 24 hours.

Join thousands of small business owners who rely on RapidAdvance instead of a business loan for immediate access to working capital.

"The first time RA helped us is when our machine broke down and we were able to buy new equipment. The second time we were very low on inventory and the cash advance enabled us to completely restock our inventory. RA was real easy to deal with, I worked with other companies before but you were the most hassle free cash advance company to deal with. The entire process went very smooth; it has been very easy to work with RapidAdvance."

- Aldofo V., Tire Company