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Meet The RapidAdvance Executive Team

RapidAdvance’s Executive leadership team has all worked on the front lines of business.  They know what it takes to manage a company – small and large – through good times and tough times, and can help entrepreneurs implement smart strategies to help their companies grow:

Jeremy Brown

Jeremy Brown - Chairman

Jeremy calls on over 25 years of management experience running small and mid-sized businesses across various industries, including retail, construction and technology, to deliver funding solutions to small businesses throughout North America. He is one of the original founders of RapidAdvance and was CEO until 2015, when he assumed the role of executive chairman. Prior to RapidAdvance, Jeremy served as COO of a national audiovisual service company with more than 50 locations, CEO of a commercial construction contractor with 500 employees, and president of a retail computer company.

Jeremy speaks at industry events as a leading voice on alternative finance and small business, as well as contributes articles on alternative funding. Jeremy is a CPA and holds a bachelor’s degree in economics from Duke University.

A lifelong resident of the D.C. area, Jeremy enjoys spending time at the beach with his family, working out, and futile attempts to improve his golf handicap.

Will Tumulty

Will Tumulty - Chief Executive Officer

Will Tumulty joins RapidAdvance as CEO following 16 years in the banking and payments industry. He has held management positions in marketing, operations and IT at Capital One and AccountNow. Will also founded Ready Financial Group, Inc. in 2006, and served as president and chief executive officer until it was acquired by industry leader Green Dot in 2015.

He began his career in the U.S. military, where he completed the United States Navy’s Basic Underwater Demolition/SEAL training program in Coronado, CA, and served five years on active duty with SEAL Teams ONE and FOUR.

Will holds a Bachelor of Science in aerospace engineering from the United States Naval Academy, as well as a Master of Science in manufacturing systems engineering and an MBA from Stanford University.

Mark Cerminaro

Mark Cerminaro - Chief Revenue Officer

Mark Cerminaro oversees all business development, third-party relationship management and partnership sales efforts at RapidAdvance. He works directly with the CEO and other senior executives to develop the company’s vision, implement revenue strategies across all channels, and manage revenue growth. Prior to joining RapidAdvance in 2007, Mark worked as a financial advisor and associate branch manager with Morgan Stanley, where he managed over $200 million in personal and corporate assets. Mark has over 15 years of experience in financial services and holds a Bachelor of Arts from Georgetown University, where he was recruited as a quarterback for the Georgetown Hoyas.

Mark has been involved with small businesses his entire life, from working for them while growing up in New Jersey, to helping them access the capital they need to grow. He is an avid sports fan and loves spending time with his wife and two sons.

Ericka Harry

Ericka Harry - Vice President, Operations

With more than 20 years of experience in the banking and mortgage industry, Ericka Harry leads the operations team, which includes facilitating cost savings in operations analysis, product development, strategic planning, quality control, human resources and compliance. Hired as an underwriter with RapidAdvance in 2008, Ericka was promoted to her current position within three years. Prior to RapidAdvance, she spent eight years with Accredited Home Lenders as a division credit manager.

Ericka’s top priority is to find areas for growth and improvement within the overall corporate strategy. She is a key intermediary between the company’s executives, directors and team leads, and holds general managers accountable to the executive strategic plan.

Joseph Looney

Joseph Looney - Chief Operation Officer and General Counsel

Armed with an abundance of financial services and technology experience, General Counsel Joseph ‘Joe’ Looney oversees the legal and compliance functions at RapidAdvance. Joe ensures the company complies with applicable legal requirements so that merchants, businesses and banks partnering with RapidAdvance can access safe and secure funding.

Prior to RapidAdvance, Joe honed his skills at one of the nation’s top financial services law firms, Hudson Cook, LLP, where he specialized in financial services compliance. Prior to that, he was with the firm of Weil, Gotshal and Manges, LLP. Joe graduated from the University of Maryland, School of Law with honors.

Joe is an avid golfer and loves playing rounds with his kids.

Raj Rao

Rajesh Rao - Chief Financial Officer

Rajesh Rao joined RapidAdvance as CFO in October 2015. He is responsible for managing controller, treasury, financial planning and analysis functions, in addition to credit analytics and product strategy.

While working at Capital One, Raj accumulated over 13 years of financial services experience. He has held line of business CFO roles in credit card and mortgages businesses, as well as marketing and analytics roles, including leading the launch of partnership business, low income mortgage lending, and mortgage credit analytics. Prior to Capital One, he worked at Boston Consulting Group as a strategy consultant.

Raj holds a Ph.D. in engineering from Cornell University and an MBA from the Ross School of Business at University of Michigan. Raj enjoys golf and hanging out with his family.

Adam Speck

Adam Speck - Vice President, Sales

Adam Speck leads direct sales. Prior to joining RapidAdvance in May 2015, Adam worked at Quicken Loans for ten years in various roles. In 2007, he moved to Arizona to help open the Scottsdale Web Center for the company, and after leading one of the top revenue-producing teams there, Adam became the regional vice president of the new banking development region in 2009. He moved back to Detroit at the end of 2010 to spearhead sales in the home buying division. Adam holds a bachelor’s degree in business and finance from Michigan State University.

Adam and his wife Rani welcomed their first child, Julianna, into the family earlier this year.

John Swigart

John Swigart - Chief Marketing Officer

John Swigart oversees all marketing functions at RapidAdvance. John has experience developing and executing direct marketing programs across a wide range of media, as well as building high-performing direct marketing teams. Prior to joining in January 2014, John held senior executive positions at Esurance, where he was chief marketing officer from 2003–2013 and vice president of finance from 2000–2003. During John’s tenure as CMO, Esurance grew from $50 million in annual revenues to over $1 billion. Esurance was acquired by Allstate in 2011 and is the third largest online auto insurer. John has a Bachelor of Arts in economics from Haverford College.

John lives in Northern Virginia, and enjoys spending time with his wife and three children.


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